What happens if a dog or a cat is injured in a car accident while riding with you?

You may need help paying bills for the veterinarian or for medication.

One of our companies offers $1,000 worth of coverage — complimentary — if you purchase Collision Coverage for your vehicle.

Whenever your pet is injured during a claim that is covered by comprehensive of collision, $1,000 is available for any pets riding in your vehicle. There is no additional cost to you as long as you purchase Collision Coverage on at least one of your vehicles.

• The pet must be in the vehicle when injured.
• They will only pay up to $1,000 even if there are multiple pets injured.
• They will pay $1,000 if the pet dies as a result of the claim. You are not required to replace the pet.
• If the vehicle is stolen they will cover $1,000 death benefit only if there is a total theft of the vehicle while the pet is in it.

Please contact me for more details!

Ineke Van Beurden-McGraw
Personal and Farm Insurance
imcgraw@vanbeurden.com
Paso Robles • (805) 238-2181 ext. 102
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Many homeowners insurance companies take an interest if you own a dog,  especially what breed it is. Why?  There is a non-standard list of breeds that are considered “high risk” among different insurance carriers.  Included are dogs like Pit Bulls, Rottweilers, German Shepherds, Doberman Pinschers, Huskies, Malamutes, Chows, Great Danes, Akitas, Straffordshire Bull Terriers, Presa Canarios, Wolf Hybrids or any mix of these.

So you may ask, “I have one of those breeds and it is very sweet, so why would they care?” Well, with one-third of all homeowners liability claims being filed as a result of dog bites, many insurance companies are becoming more and more reluctant to insure homeowners with “high risk” breeds.

If you have one of these breeds or a mix, your home insurance rates could increase, or you could possibly be non-renewed or canceled. Some insurance carriers will offer to cover you, but may place an exclusion specifically for dogs on the policy. In other words, if there are any claims involving dogs, they will not be covered.

This is common practice for most insurance carriers, regardless if your dog has had a bite history, how long you have had your dog, or what its temperament is like. Other carriers will consider on a case by case basis.

So, when looking for a new family dog, take into consideration the breed and how it could affect your homeowners’ insurance coverage.

Please contact me with any further questions.

Ineke Van Beurden-McGraw
Personal and Farm Insurance
imcgraw@vanbeurden.com
Paso Robles • (805) 238-2181 ext. 102
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Hello World!

Born into an insurance family, it’s almost inevitable that I was going to be part of the family business. I truly enjoy working with people and helping people better understand the need for coverage on the things that mean so much to them.

Ineke Van Beurden-McGraw
Personal and Farm Insurance
imcgraw@vanbeurden.com
Paso Robles • (805) 238-2181 ext. 102
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Contact Ineke