Officer Exclusions in Workers' Compensation
February 1st, 2012
I've noticed that most prospective workers' comp clients who contact me have the officers of the corporation or the business owner excluded under their workers' compensation coverage. I would like to make two cases against this practice.
#1 If an officer is excluded from work comp, it means exactly that, they are excluded from any coverage it may afford. If they are injured on the job, the insuring work comp company will not pay any medical or indemnity on that particular act. What I usually ...
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