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Category: Group Benefits
Traditional 401(k) Vs. Roth 401(k)
March 28, 2020
The Roth 401(k) was introduced in 2006 and is becoming increasingly more common. The bigger the company, the more likely it is that employees will...
Top 7 Considerations When Choosing A Group Health Plan To Offer
March 13, 2020
Employee benefits are a key factor in recruiting and retaining top talent. Group health insurance is an important part of your employee benefits package that...
What Happens If I Stop Adding To My 401(k)?
February 28, 2020
Contributions to a 401(k) can stop for a variety of reasons. You may have been laid off or fired or left your job voluntarily. You...
Should I Offer My Employees Health Insurance Or 401(k) First?
January 13, 2020
It is an employees’ market today, which makes it a challenge to find the best talent. Once you get them on board, the next challenge...
What Happens If I Stop Adding To My 401(k)?
December 28, 2019
If you have a 401(k) account through your employer, it is never a good idea to stop contributing to it, even temporarily, if you can...
Should I Sign Up For Life Insurance Through Work If I Already Have A Life Insurance Policy?
December 13, 2019
Life insurance is offered by some employers as part of their group benefits package. Usually, the employer pays for most or all of the premiums....
What Does Being “Vested” In Your 401(k) Mean?
November 28, 2019
As defined by the IRS, vesting in a retirement plan means ownership. Each employee vests a certain percentage of their account in the 401(k) plan...
How Much Should I Put In My HSA?
November 13, 2019
If you have opted for a health savings account (HSA), the next question is how much to put into it. To qualify for an HSA,...
What Benefits Should I Offer To Retain Top Talent?
October 28, 2019
As most HR professionals know, it is a job seeker's market today. The U.S. Bureau of Labor Statistics (BLS) reports an unemployment rate of only...
What Happens To My Savings Accounts If My Company Closes?
October 13, 2019
Many employers today offer health savings accounts (HSAs), flexible spending accounts (FSAs), and 401(k) retirement savings accounts as part of their company group benefits. These...